Can I get a second mortgage with bad credit?
Getting a 2nd mortgage may be difficult even with good credit. You will need to have considerable equity. It may be a better option for you to refinance your current mortgage and get a better rate as well as getting cash out to make the home improvements. Please contact me and we can discuss the various...

Underwater, need help.
On Monday October 24, 2011, President Obama announced that he is expanding the Home Affordable Refinance Program, in order to allow underwater homeowners to refinance and take advantage of low mortgage interest rates.The new program as announced would eliminate the value requirements and allow...

What do I need to qualify for the new HARP program?
The new HARP Program (effective March 2012) will allow you to refinance and the loan to value requirement will be waived. As long as you have no late payments in the last 12 months you will not have any problems. Please call me @ 623-202-3142 and we can start the process and have everything ready to go for...

HARP 2.0 Mortgage rate - Is this honestly the best deal for me?
We will have the HARP 2.0 program avaialbe by March 19th. Currently the rate would be approximately 4.50 % and the closing costs will be around $ 2000.00. Please feel free to contact me. Zoltan Holubecz - Precision Mortgage, Inc. 623-202-3142. www.zmortgageman.com

Simple fixed 10 year home equity loan
Try contacting one of the local or smaller banks.We do not do 2nd mortgages.You may want to contactMarc PortnoffCell: 602-763-0668 or 602-363-2846Email: mportnoff@truwest.orgI believe they do fixed rate 2nds.

How long do I have to wait to purchase a home after a foreclosure?
2 Years for VA Loan3 Years for FHA7 years for conventionalIf you have a large down payment we do have optional financing. Rate will be higher.